If you love instant cashback, then you're in the right place! Enjoy up to RM120 instant cashback with HLB Wallet without leaving home. Once you're in, start earning up to RM10 each month when you pay with DuitNow QR, pay bills online, reload mobile or transfer money with HLB Connect app. HLB Connect lets you manage all your money in one place, so you are in complete control. For enhanced convenience, HLB Wallet goes the extra mile by providing you with a VISA debit card that allows you to withdraw cash from ATMs and make card payments both within and outside Malaysia. The best part is, HLB Wallet is for all Malaysians aged 12 and above. And if you're 18 or older, you can even upgrade to HLB Wallet+ and start storing up to 12 different foreign currencies and enjoy great exchange rates. So, when you are off on your next overseas adventure, you can spend like a local with your HLB VISA cross boarder multi-currency debit card. Pretty cool, huh? Check out all the awesome features at: www.hlb.com.my/wallet We’re so excited for you to join us! Get ready to have your very own HLB Wallet by downloading Appy@HLB now. The best part? You only need your NRIC and 5 minutes. Hurry up and join the fun!