Gain access to credit reports from the credit bureaus and a complementary credit score. It's never been this easy to make sense of your credit score and keep your score up. We also offer daily credit monitoring of your TransUnion, Experian, and EquiFax credit reports with membership. With Credit Report app you can stay on top of your credit for free.

How do lenders use my credit score?

Creditors may also obtain your full credit report, to access more detailed information to aide their decision on your level of risk. For decades, credits scores have been one of the main tools for creditors, employers, insurance and finance companies use to assess risk and your creditworthiness.

The actual score is based on the credit data available in your file with that credit reporting agency, and may vary from one to another. Each of the credit reporting agencie (Equifax, Experian, and TransUnion) also provide industry-specific scores and methods to check credit.

New Feautures:

• Faster response time providing your scores even quicker than before

• Real-time fraud alerts and identity theft protection

• Improved dashboard quickly highlights key changes to your credit profile

• Easy-to-read list of your alerts and notifications



How does a credit rating influence you?

We offer unlimited access to all three credit reports and credit scores and complementary credit monitoring to ensure you are not a victim of fraud and identity theft. This number is calculated by a mathematical formula that reviews numerous pieces of information on your credit score report at that specific credit-reporting agency. By contrasting this details to the patterns in thousands of past credit scores records, racking up identifies your degree of credit score threat. Your rating tells a lender just how most likely you are to settle a finance, or make credit rating repayments promptly. The higher your score is, the much better chance you have of obtaining the credit history you request. A credit rating summarizes your entire credit history record details right into one number.

Helpful & Free Features for Your Credit:

¦ Push notifications for credit alerts sent directly to your device
¦ Credit reports & scores provided by TransUnion, Equifax, and Experian
¦ Daily or weekly updates of scores and reports
¦ Personalized recommendations tailored just to you
¦ Daily monitoring to prevent fraud and identity theft protection


Taking charge of your credit and reaching your financial goals go hand in hand and we make it easier than ever before! We provide over 50 million users with free credit scores, reports and credit monitoring. We specialize in helping our members find financial products that fit specific needs. Credit Report app is a free consumer service and a personalized marketplace.

This is the easiest way to get all 3 credit scores and credit reports from your phone or tablet. Check your credit score for free using our new app.

Download our new free app today and check your scores and report